If this is your first-time shopping for healthcare plans, you're not alone. Many Americans are first-time healthcare buyers and look to licensed agents to learn more about your healthcare plan options. Here's a few tips to help you understand what's available, so you can confidently choose the right health plan for you.
You wouldn't make a significant purchase without shopping around. Well, buying health insurance shouldn't be any different. We recommend getting at least 2-3 other health plan comparison quotes before deciding on a health plan. Make sure to consider how much coverage you need, what exactly is covered and what you can afford monthly.
The ACA, also known as Obamacare, has an Open Enrollment period that started on November 1st 2018 and continues through December 15th 2018.
Our commitment to your privacy:
We help consumers shop for insurance, discounted health plans and other related products by connecting consumers with insurance companies, insurance agents, discount program representatives and other vendors. Since we deal with many Providers, the more detailed information you provide to us, the more accurate a quote our Providers may help you locate.
When you provide your information, you consent to be contacted via automatic telephone dialing system, by artificial/pre-recorded message, by text message at the telephone number you provide, and/or by receiving mail and email at the mailing and email addresses you provide from or on behalf of Affordable Healthcare Plans, insurance carriers or their agents, and partner companies. Your cellular carrier's message and data rates may apply.
Please note that insurance institutions and other services who subscribe to our system may provide insurance products and other services. By submitting your information to us, you are also authorizing these businesses to contact you directly by mail, email, telephone, or text message with information about insurance products or other services they offer.
You expressly consent to receive phone calls and email regardless of whether you are on any Federal or state DNC ("Do Not Call") and/or DNE ("Do Not Email") list or registry.
If you provide your information and we contact you, or you contact us, we may keep a record, including but not limited to telephone recordings, email logs, and chat logs, of your interaction with us.
You may also provide personal information about other people in your household, such as their name, date of birth, and gender. This information is only used for the sole purpose of completing your request.
Our users provide us with personally identifiable information. Personally identifiable information generally means any information that may be used to identify an individual.
Examples of personally identifiable information may include, but is not limited to:
Other financial information
Some of our users requesting quotations for health insurance may also be asked to provide certain personal health information, such as:
Prescription Medications you or a family member may be taking
Whether or not you have been hospitalized in the past 5 years
Whether or not you have been treated by a doctor for a major health condition in the past year
When you access the sites through a mobile device, we automatically collect information on the type of device you use, operating system version, and the device identifier (or "UDID").
You may revoke your consent for us to contact you at any time. If you no longer wish to receive communications from affordable-healthcare-plans.org or our affiliated marketing partners, you may opt-out of receiving them by following the instructions included in each newsletter or communication, or by emailing us at [email protected]
Log Files. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you, to improve marketing, analytics, or site functionality.
Cookies/Tracking Technologies. Technologies such as: cookies, beacons, tags and scripts are used by affordable-healthcare-plans.org and our marketing partners, or analytics or service. These technologies are used in analyzing trends, administering the site, tracking users' movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.
We make a good-faith effort to enable you to update personally identifiable information you have provided to us and to enable you to request deletion of any of your information. If you wish to delete or update any of your personal information please email us at [email protected] Please understand that while we are able to delete or update the information that we have received from you, this does not necessarily mean that information about you that has already been shared by us with other Providers may, at the same time, be updated or deleted by such other Providers. So, in some cases it may be necessary for you to contact other third parties who may have received your information and separately request updates to or deletions of your information. We may decline to process user requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, would be extremely impractical, or where information is required to be retained by us, either by law or for legitimate business purposes. Further, if you are a marketing affiliate, you may login to your account at any time to correct, update or delete inaccuracies in your personal information.
We reserve the right to disclose your personally identifiable information as required by law or when we believe that disclosure is necessary to protect our rights and/or comply with a legal or judicial proceeding or court order.
This website is hosted in the United States and is intended exclusively for U.S. residents. In using this website you represent and warrant that you have any and all necessary authorization to submit the information contained in your requests, and that you expressly consent to the transfer, use, and forwarding by us of the information you provide to us through the website and to the United States.
No data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make reasonable efforts to ensure security on our systems. We use secure server software and firewalls as part of our efforts to protect your information from unauthorized access, disclosure, alteration, or destruction. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of such firewalls and secure server software. By using our site, you acknowledge that you understand and agree to assume these risks.
The security of your personal information is important to us. When you enter sensitive information (such as social security number, Driver's license number, national ID, personal health information) on our registration forms, we encrypt that information using secure socket layer technology (SSL).
By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.
a. Permission is granted to temporarily download one copy of the materials (information or software) on Affordable Healthcare Plans's web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
i. modify or copy the materials;
ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
iii. attempt to decompile or reverse engineer any software contained on Affordable Healthcare Plans's web site;
iv. remove any copyright or other proprietary notations from the materials; or
v. transfer the materials to another person or "mirror" the materials on any other server.
b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Affordable Healthcare Plans at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
a. The materials on Affordable Healthcare Plans's web site are provided "as is". Affordable Healthcare Plans makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Affordable Healthcare Plans does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its internet website or otherwise relating to such materials or on any sites linked to this site.
b. Affordable Healthcare Plans DOES NOT PROVIDE MEDICAL ADVICE; ALL CONTENT INCLUDING TEXT AND IMAGES IS FOR INFORMATIONAL PURPOSES ONLY. CONTENT ON Affordable Healthcare Plans IS NOT INTENDED AS A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE.
c. Affordable Healthcare Plans strives to bring you the information you need to make an informed decision about insurance. We may provide you with information about different insurance coverage plans available, potential providers, and state regulations so that you are able to find the plan that is best for you. The information on Affordable Healthcare Plans is general, and may not be applicable to specific companies.
d. By providing information about the various companies mentioned on this website, Affordable Healthcare Plans makes no representation, express or implied, of any sponsorship by any such company, or of any other relationship with any such company.
e. Affordable Healthcare Plans is not an insurer or an insurance broker or agent. All quotes are provided through licensed brokers, agents, discount plan representatives, or insurance carrier representatives who may or may not be able to obtain quotes from any particular insurance company mentioned on this site.
f. Affordable Healthcare Plans is committed to providing you with the necessary information you need to decide on a insurance plan. Ultimately, you are responsible for finding the insurance policy that best suits your needs. Similarly, if you already have insurance or related coverage, the information provided on our site may not be up-to-date or match information from your provider. You will need to contact your insurance provider directly for coverage-related questions concerning your in-force policy.
g. Affordable Healthcare Plans makes no representation, express or implied, that a user will be able to obtain an insurance quote from any particular insurance company mentioned on this site. Never cancel existing insurance policies until written confirmation is received from your new provider that your new policy is in effect.
The use of this website and its contents are at your own risk. In no event shall Affordable Healthcare Plans or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Affordable Healthcare Plans's Internet site, even if Affordable Healthcare Plans or a Affordable Healthcare Plans authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
The materials appearing on Affordable Healthcare Plans's website could include technical, typographical, or photographic errors. Affordable Healthcare Plans does not warrant that any of the materials on its web site are accurate, complete, or current. Affordable Healthcare Plans may make changes to the materials contained on its web site at any time without notice. Affordable Healthcare Plans does not, however, make any commitment to update the materials.
Affordable Healthcare Plans has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Affordable Healthcare Plans of the site. Use of any such linked web site is at the user's own risk.
Any claim relating to Affordable Healthcare Plans's web site shall be governed by the laws of the State of Florida without regard to its conflict of law provisions.
General Terms and Conditions applicable to Use of a Website.
We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
If you believe any materials on Affordable Healthcare Plans infringe your copyright you may submit a takedown request by contacting Affordable Healthcare Plans at [email protected]
a. A description of the work, the URL on affordable-healthcare-plans.org where the material is located and the URL where the original work can be found.
b. Your contact details including name, address, phone number and if possible email address.
c. A statement in good faith that you believe the work to have been used without permission of the copyright owner.
d. A statement that the information provided is correct, and under penalty of perjury, that they are authorized to act on behalf of the copyright owner.
e. An electronic or physical signature of the person authorized to act on behalf of the copyright owner.